Privacy Policy

Lowiyo appreciates and respects the privacy concerns of the visitors to its website. As a general policy, no personal information is automatically collected by Lowiyo from customers visiting this web site. However, certain information is recorded as a matter of course by Lowiyo servers in order to track the number of visitors to the website and to help provide an enhanced online experience for the visitor. The type of information tracked by our servers includes the browser and operating system in use by the visitor and the domain name of the visitor’s Internet service Lowiyo.  Collecting this information allows Lowiyo to optimize the visitor’s website experience. E‑mail addresses and other personally identifiable data about visitors to this site are known to Lowiyo only if and when voluntarily submitted by the visitor. All personal information collected by Lowiyo is retained by Lowiyo and not sold or otherwise provided to third parties. Lowiyo sometimes uses email addresses and other personally identifiable information to communicate with visitors who have provided Lowiyo with their email addresses for specific purposes such as receiving newsletters or other information. Each newsletter will also contain instructions on how to discontinue receipt of the newsletter. Visitors should be aware that when they voluntarily disclose personal information on bulletin boards, comments, or in chat areas, that information can be collected and used by others and may result in unsolicited messages from other parties.

Some of Cafe Lowiyo web pages place a cookie in the browser files of a visitor’s computer. The cookie itself does not contain any personal information. Although cookies enable Lowiyo to relate a visitor’s use of Lowiyo site to information that the visitor has specifically and knowingly provided, Lowiyo does not do so for any sites specifically designed for and aimed at children. Lowiyo believes that parents should supervise their children’s online activities and should consider using parental control tools available from online services and software manufacturers that help provide a kid-friendly online environment. These tools can also prevent children from disclosing online any personal information without parental permission.

ADVERTISEMENTS

Lowiyo web pages include Google AdSense advertisements. By using the Lowiyo web site, you also agree to the privacy policies and terms for Google here: https://www.google.com/policies/privacy/partners/ and here: https://www.google.com/policies/

Submissions

By posting/sending a message in the bulletin board/comments/e‑mail area, you agree to have that message along with your name posted for public viewing both here and in other promotional and advertising materials without compensation. Lowiyo will attempt to post as many messages as possible, cannot promise to post every submission. All messages that are posted here represent the opinions of the individuals or organizations posting those messages, and do not express the ideas or opinions of Lowiyo. You may copy the posted messages for personal use, but redistribution in any way requires the permission of Lowiyo. In consideration of this authorization, you agree that any copy you make of any message(s) located on this web site shall retain all copyright and other proprietary notices contained therein.

In order to maintain an informative and valuable service that meets the needs of the users of the web site and avoids the harm that can result from disseminating statements that are false, malicious, in violation of the rights of others, or otherwise harmful, it is necessary to establish the following rules to protect against abuse:

(a) You may not post or transmit any message which is libelous, defamatory or which discloses private or personal matters concerning any person. You may not post or transmit any message, file, image or program which is indecent, obscene or pornographic.

(b) You may not post or transmit any message, file, image or program that would violate the property rights of others, including unauthorized copyrighted text, images or programs, trade secrets or other confidential proprietary information, and trademarks or service marks used in an infringing fashion.

(c) You may not interfere with other users’ use of the web site.

(d) You may not post or transmit any message, file, image or program which contains viruses, worms, Trojan horses or any other contaminating or destructive agent.

(e) You may not post or transmit any message which is harmful, threatening, abusive or hateful. It is not Lowiyo’s intention to discourage its users from taking controversial positions or expressing vigorously what may be unpopular views; however. Lowiyo reserves the right to take such action as it deems appropriate in cases where the website is used to disseminate statements which are deeply and widely offensive and/or harmful.

(f) Any information provided to Lowiyo shall be provided by the submitter and received by Lowiyo on a non‑confidential basis. Lowiyo will only accept submissions made by registered users of Lowiyo. Lowiyo shall be free to use such information without limitation, restriction or obligation. All submissions, comments, ideas, and correspondence become the sole property of Lowiyo.

(g) You may not post or transmit charity requests, petitions for signatures, chain letters or letters relating to pyramid schemes. You may not post or transmit any advertising, promotional materials or any other solicitation of other users of the website for goods or services except in those areas (e.g., a classified bulletin board) that are designated for such purpose.

(h) You may not use the facilities and capabilities of the website to conduct or solicit the performance of any illegal activity or other activity which infringes the rights of others.

(i) You may not post any e-mail or materials that would be considered a violation of any law. Lowiyo will co‑operate fully with any law enforcement authorities or court order requesting or directing Lowiyo to disclose the identity of anyone posting any such e-mail or materials.

You agree to indemnify Lowiyo and its officers, directors, employees, agents, distributors and affiliates from and against any and all third party claims, demands, liabilities, costs, or expenses, including reasonable legal fees, resulting from your breach of any of the foregoing provisions.

Submission of Ideas by Users

You agree to grant to Lowiyo a non‑exclusive, royalty‑free, worldwide, perpetual license to reproduce, distribute, transmit, sublicense, create derivative works of, publicly display, publish and perform any materials and other information you submit to any public areas, chat rooms, bulletin boards, newsgroups or forums of Lowiyo’s site(s) or which you provide by email or any other means to Lowiyo and in any media now known or hereafter developed. Further, you grant to Lowiyo the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against Lowiyo for any alleged or actual infringement or misappropriation of any proprietary right in your communications to Lowiyo.

Merchant Web Site User Agreement

You (the User) must comply with the terms and conditions set out in this agreement (the User Agreement) in your use of this website and the purchase of any products and services provided on this website by Lowiyo (the Merchant). The terms and conditions set out in this User Agreement supersede any policies described in any other literature posted online or otherwise published by the Merchant.

1. Prices and Payment

(a) The User understands that he/she will have to provide credit card or other payment information (the Information) to the Merchant in order to be able to purchase or license products and services provided on this website. The User represents that the Information provided shall be accurate and complete. The manufacturers or owners of the products and services provided on the Merchant’s website (the Owners) will use the Information to charge the User for any products or services purchased or licensed from this website.

(b) The Merchant reserves the right, in its sole discretion, to modify, update, change, adjust or otherwise make amendments, at any time and without prior notice, to its product descriptions, warranties and prices, due to errors, product discontinuation, cost adjustments, changing market conditions or any other business factor.

(c) All prices are subject to applicable state/provincial and federal sales and goods and services taxes, handling charges and shipping charges.

(d) All orders for shipment outside of [country] may be subject to additional taxes, shipping charges, tariffs, customs, and duties, all of which shall be paid and provided for solely by the User.

2. Jurisdictional Restrictions

The Merchant’s website can be accessed from any jurisdiction worldwide which has access to the Internet. The User understands that, due to governmental restrictions in some areas, some or all of the products and services provided on this website may not be available for purchase or licensing to persons or entities residing in certain jurisdictions or geographical areas. The Merchant reserves the right, in its sole discretion, to exclude or otherwise limit the provision of any product or service to a person or entity residing in any jurisdiction or geographical area where such restrictions apply. The Merchant does not represent or warrant that any product or service provided on this website will be available for purchase or licensing to the User.

3. No Warranty

The Merchant provides this website, including any product or service purchased or licensed through this website, “as is”, and expressly disclaims any warranties of any kind, whether expressed or implied, including, but not limited to, implied warranties of merchantability or suitability for a particular use or purpose. The disclaimer by the Merchant hereunder in no way disclaims any warranties provided by the manufacturer or owner of a product or service displayed in this website. The Merchant and the manufacturers and owners of the products and services provided on the Merchant’s website make no representations or warranties with respect to the availability of any warranties for products or services used by the User outside Canada.

4. Limitation of Liability

(a) The Merchant does not endorse or recommend any of the products or services on this website. The Merchant shall not be liable for any indirect, special, incidental or consequential damages arising from this website or its contents or from the purchase or licensing or any products or services provided on this website.

(b) The Merchant shall make all reasonable efforts to ensure the accuracy and completeness of the information on this website. The Merchant shall not be liable for any loss or damages suffered due to inaccurate or incomplete information relating to a product or service displayed in this website.

5. General Provisions

(a) If any provision of this Agreement is determined to be void or unenforceable in whole or in part, it shall not affect or impair the validity or enforcement of any other provision of this Agreement.

(b) This Agreement and any schedules attached hereto constitute the entire agreement between the parties to this Agreement pertaining to the subject matter hereof and supersede all prior and contemporaneous agreements, understandings, negotiations and discussions, whether oral or written, of the parties and there are no warranties, representations or other agreements between the parties in connection with the subject matter of this Agreement except as specifically set forth herein.

(c) The parties understand and agree that this Agreement may be modified, supplemented or superseded any agreement or license between the User and an Owner at the time of purchase or licensing of a product or service on this web site.

(d) This Agreement shall enure to the benefit of and be binding upon the parties hereto and their respective heirs, administrators, executors, successors, and assigns.

(e) This Agreement shall be governed by and construed in accordance with the laws of Quebec, Canada.

Our Privacy Policy:

Email addresses are kept private and never used for mailing lists unless you formally subscribe to our email newsletter (currently not in use), in which case your email address is used solely for this purpose. We do not sell email address lists. Additionally, birth information submitted to us, whether through report orders or natal chart help, is only used for the intended purpose and never shared with third parties.

Data Protection Statement:

Lowiyo is committed to keeping data safe and private. Regarding compliance with the EU’s General Data Protection Regulation (GDPR), the following is a data protection statement. By using the site, making a purchase, or requesting astrological information, you confirm that you have understood the information below and consent to the use of your data as outlined in this statement.

Lowiyo currently doesn’t have an official membership system in place. However, the site uses some popular third parties for analytics and e-commerce.

Third parties we use to run the site:

Wordfence: Wordfence is a security scanning program that helps keep the site secure and safe and is GDPR compliant. This includes the use of cookies and the tracking of IP addresses.

Sucuri Firewall: The Sucuri Firewall is another security feature to help protect the site from abuse.

Cloudflare: Cloudflare is a security and performance site that helps protect the site from abuse and that helps speed up the site for visitors.

Google Adsense: Ads by Google are used on the site. Please review Google’s policies here: https://policies.google.com/technologies/partner-sites
Google, as a third party vendor, uses cookies to serve ads on Lowiyo. Google’s use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our Service or other websites.

If you have any questions about Lowiyo policies when it comes to data protection and privacy not addressed here or in our privacy policy, we will be happy to answer them as soon as possible if you email support@lowiyo.com

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